Work-Force
Join Us in Becoming the Best Bank in the World!
At Capitec, we appoint energized and motivated people for their potential, constantly seeking talented individuals who drive innovation and evolution. We focus on finding the right people for the right jobs, making a positive impact for both our clients and employees. Our company’s DNA is built on committed teams, working together to build a brand we’re proud of and one that earns the trust of our clients.
Who We Are
Capitec is more than just a bank. We believe in empowering people to take control of their financial lives through simplified, accessible, and affordable banking, delivered with a personal touch. By helping our clients manage their financial lives better, we enable them to live better.
Why Choose Us?
At Capitec, we strive to give our best by embodying our CEO’s values in everything we do. We always:
- Put the client first
- Act with energy
- Take ownership
Our Employee Value Proposition ensures that every member of the Capitec team is welcomed, valued, and focused. We provide cohesive teams, growth opportunities, and competitive employee benefits. We prioritize making each team member feel supported and empowered to grow with us.
Main Purpose
As a Lead Analyst: Credit Pricing, you will lead a dynamic team to develop and optimize pricing models for our credit products and channels. Your role will focus on driving fair and appropriate pricing for clients while maximizing the bank’s return on equity. This unique opportunity allows you to work on all credit products, influencing pricing strategies for our growing bank.
Key Responsibilities
- Team Leadership: Manage the Analyst team, providing both operational and people management.
- Model Development: Enhance existing pricing models, develop new ones, and customize them for innovative credit products.
- Strategic Insights: Provide both strategic and tactical insights to support credit pricing and bank objectives.
Ideal Candidate Profile
- Education:
- Postgraduate degree in Mathematical Sciences such as Statistics, Financial/Quantitative Risk Management, or Actuarial Science.
- Experience:
- 5 years of experience in analytical roles, particularly in credit pricing, provisioning, or related credit analytics.
- Proven experience in building credit pricing or cash flow forecasting models from the ground up.
- Experience in leadership roles, either academic or professional.