Work-Force
Purpose of Role:
To oversee and manage the credit process, ensuring efficient handling of credit applications, risk assessments, and client relationships, while maintaining high standards of accuracy and integrity.
Qualifications:
- Educational Requirement: Bachelor’s degree in Agricultural Economics.
- Experience: Minimum of 5 years’ relevant work experience in credit management or a related field.
Skills and Competencies:
- Analytical Skills: Excellent analytical and problem-solving abilities to assess and manage credit risks effectively.
- Negotiation Skills: High-level negotiation skills to handle complex credit arrangements and discussions.
- Attention to Detail: Strong attention to detail and accuracy in handling credit applications and financial documents.
- Communication Skills: Exceptional verbal and written communication skills to interact with clients and stakeholders professionally.
- Teamwork and Independence: Ability to work both independently and as part of a team to achieve objectives.
- Integrity: High level of integrity and ethical standards to maintain trust and compliance in all credit dealings.
Key Responsibilities:
- Credit Process Management: Overall responsibility for managing the credit process from the receipt of applications to the fulfilment of credit facilities.
- Credit Application Preparation: Prepare credit applications and compile executive summaries for new facilities as well as extensions or amendments to existing facilities.
- Risk Assessment: Conduct thorough risk assessments of the credit portfolio to identify potential issues and mitigate risks.
- Client Relationship Management: Develop and maintain strong relationships with clients throughout all interactions to ensure satisfaction and retention.
- Industry and Regulatory Awareness: Stay updated on industry trends, financial regulations, and credit products to provide informed and accurate advice.
- Staff Training: Provide training to staff on critical credit processes to ensure adherence to best practices and procedures.
Apply Now: If you meet these qualifications and are interested in leading the credit management function within our organization, please submit your application.